… if you're looking for my great insight into some social issue/current event. Got plenty of others for that. Try here, here, and here. Just need to vent and I enjoy the noise my nails make on the keyboard. It's… therapeutic.
Anyway. Fifth Third Bank, the bastards. Three years ago I had an account with them into which I deposited my weekly pay checks. Somehow the account was overdrawn by some small amount… Like a dollar and some change… I saw it but I didn't trip because it was just a dollar and I deposited my check every Thursday. So… I looked at my account one day and it was overdrawn by that dollar. The next day I looked it was -$300. WTF?
I called and a representative told me that ten transactions were responsible for the overdraft and a fee of $33 was assessed on each one. I tried to reason with her. How could ten transactions add up to a dollar? I had my statements and everything. She wasn’t budging, so I said whatever and kept it moving. I looked at my account again and it was overdrawn by like $600, then again $900. Found out they were charging a daily fee. Woooow.
When bill collectors started calling, I explained the situation and that I had no plans to pay them any more than a dollar plus and overdraft fee and that was nowhere near $900. They all said they same thing: "Ma'am I'm just collecting a debt." What do they care? They paid a penny for my account… Still… I didn't care… Fifth Third charged me ridiculous fees on a $1 overdraft. Why would I pay a 100% of debt that's only 3% legitimate?
Woke up this morning to a deputy sheriff ringing my doorbell at 6:30 telling me Fifth Third (or whoever owns the account these days…) is taking me to court. Ain't that some bullshit? I called the number on the paper and they directed me somewhere else and they told me to call the first people back… I'm getting the run around. I'm not going to court though… They're trying to add court costs to my "debt." Fuck that. I'll give them $34. The rest is imaginary money that doesn't exist. I certainly didn't spend $900 of Fifth Third's money. Why they tryna take $900 of mine?
On top of all that, school is a mess. I'm tired of it. I'm paying to have someone waste time teaching me chemistry I don't need and the same history I've been learning since day one of public school… Snow days, the whole court and class process with my license, ridiculous migraines and sinus problems that Dr. Cromwell says everyone deals with, and a little itis called "don't give a fuck" has left my grades in shambles. Well… they're not too bad, nothing I can't fix (except chemistry. They'll see me in summer school…) They're just not Nicole worth. Though… they match the effort given. Ugh… What's the point? I wish this was a sitcom so I could wake up having fallen down and slipped into a 24-season-spanning dream. Grrrr… Go read my other shit now...
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